Credit such as personal loans, pay day loans, credit cards, car finances, home loans, cell phone contract, clothing account and any other form of debt can be a hard to ask to apply for online especially if you have a bad credit rating with the ITC Credit bureau’s such as XDS, Transunion, Experian. You can apply for an online credit report to check your credit score, black listings, default information and enquiries listed against your name that is preventing your from applying for a personal loans or any other form of credit. Clear your name from the TC Credit bureau’s such as XDS with help from moneysmart, your personal financial management credit report and budgeting tool.
Over 13 million South Africans are currently in debt. South Africans are living beyond their means and buying goods on credit to achieve instant gratification.
Ever wondered about credit management and what it’s all about? moneysmart is here to help you answer your credit-related questions.