Get Affordable Medical Insurance with Essential Med


It’s that time of year when colds and flu, tummy bugs and allergies get the best of us. Are you in need of an affordable healthcare plan to cover these routine health checks and out-of-hospital medical needs? Then look no further than and essence benefits, all of your medical needs and more are taken care of by the medical insurance products from Essential Med.

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Great day-to-day benefits include:

  • Included GP visits (network registered)
  • Partial cover for after-hour or out-of-network emergency consultations
  • Specialist benefits
  • Maternity benefits, routine maternity checkups, two growth sonars and medication with a network-registered GP
  • Basic dentistry, cover for consultation, cleaning, filling, pain control and normal extractions
  • Acute medication, subject to the acute medication formulary and is dispensed by an Essential 1 Doctor network GP
  • Chronic medication includes all chronic medication linked to a network registered GP subject to the medication formulary
  • Radiology, includes black and white x-rays
  • Optometry, includes eye tests, free lenses and frames every 24  months
  • Pathology benefits


Great hospital benefits include:

  • Illness hospitalisation per 24 hours spent in hospital irrespective of procedure, medication and consultation fees (6-month waiting period)
  • Dread disease hospitalisation, in-hospital expenses for treatment covering heart attack, coronary heart disease, stroke, brain tumor, cancer, kidney failure, major organ transplant, paraplegia and blindness
  • Maternity hospitalisation per 24 hours spent in hospital for the delivery irrespective of procedure, medication and consultation fees (12-month waiting period)
  • Accident hospitalisation
  • Emergency and casualty visits (accident events only)
  • Permanent disability benefits (6-month waiting period)
  • Death benefit (natural causes waiting period of 6 months)


Great Essence benefits include:

  • Home assist (electrical, plumbing, locksmith, glazier and domestic appliances)
  • Auto assist (cost of towing, jump start, tire change, 10 litres of fuel supplied when running out, locksmith when keys are locked in car and accommodation or rental of new car when car breaks down 100km or more from home)
  • Legal assist (general legal advice, labour law advice, road accident fund advice, attorney referral service, standard legal documentation)
  • Funeral assist (advising and referral to a reputable undertaker, assistance with funeral arrangements, advice on death certificate and legal documentation)
  • Emergency medical evaluation (emergency vehicles dispatched, telephonic advice, informing your next-of-kin about your accident)
  • Health assist (emergency medical advice, symptom assessment, general health information, counseling on HIV/AIDS)
  • Extras: R30 for two 2D Nu Metro movies, 2 DVD’s for R99, 10% discount on intercape bus tickets, 20% off Planet Fitness contract and discount at any reality store.


[tip title=”moneysmart tip”]All of the above benefits are available to you to varying degrees depending on your Essential Med medical insurance policy option.[/tip]

Minimise the impact of everyday challenges be they, health, home, auto or funeral related. Essential Med is here to assist you!

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Essential Med is a provider of affordable medical insurance products and an approved Financial Services Provider. FSP number 42980

Essential Med…life uninterrupted!

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